Saturday, December 11, 2010
Today's Home Inspection: Don't lick your deck!
God Bless Our Troops!
XEROX IS DOING SOMETHING COOL
If you go to this web site, http://www.letssaythanks.com/ you can pick out a thank you card and Xerox will print it and it will be sent to a soldier that is currently serving in Iraq . You can't pick out who gets it, but it will go to a member of the armed services.
How AMAZING it would be if we could get everyone we know to send one!!! It is FREE and it only takes a second.
Wouldn't it be wonderful if the soldiers received a bunch of these? Whether you are for or against the war, our soldiers over there need to know we are behind them. This takes just 10 seconds and it's a wonderful way to say thank you. We can never say thank you enough. Please feel welcome to pass along to others.
If you go to this web site, http://www.letssaythanks.com/ you can pick out a thank you card and Xerox will print it and it will be sent to a soldier that is currently serving in Iraq . You can't pick out who gets it, but it will go to a member of the armed services.
How AMAZING it would be if we could get everyone we know to send one!!! It is FREE and it only takes a second.
Wouldn't it be wonderful if the soldiers received a bunch of these? Whether you are for or against the war, our soldiers over there need to know we are behind them. This takes just 10 seconds and it's a wonderful way to say thank you. We can never say thank you enough. Please feel welcome to pass along to others.
Thanks!
ICE STORM PREPARATION
We tend to forget about how bad ice storms of the previous years have been. Don’t get caught again… be prepared. Below is a small listing of items that you might put together and place in a central locations for if/when an ice storm should happen in our area again.
Rubbermaid tub
1 gallon of water per person for 3-7 days
Non perishable foods/snacks
2-3 flashlights
Extra batteries for flashlights and cell phones
First Aid/Medical supplies
Battery powered radio
Pillows and blankets
Candles and matches
Disposable camera
Coloring books and crayons for younger children
Hand sanitizers / wet wipes
Extra winter clothes
Cash
Tool kit
Extra home and car keys
Canned food with a hand operated can opener
Mike Oelz
Allen Tate Insurance
336.544.4545
Suntrust Mortgage Rates
Rates as of Decemeber 11, 2010 | |||||||||||
*All rates are shown with zero points and a 75 day lock* | |||||||||||
30 YEAR FIXED | 15 YEAR FIXED | FHA/VA 7 Year ARM | |||||||||
4.750% | 4.125% | 3.875% | |||||||||
FHA/VA 30 YR FIXED | FHA/VA 5 Year ARM | Lender Paid MI | |||||||||
4.625% | 3.250% | 5.375% | |||||||||
3/1 ARM | 5/1 ARM | 7/1 ARM | JUMBO | ||||||||
3.125% | 3.125% | 3.625% | 5.750% | ||||||||
Indices: | For prequalification please visit our website: | ||||||||||
1 year CMT (Treasury) | 0.27 | www.suntrustmortgage.com/LauraV | |||||||||
Monday, December 6, 2010
Saturday, November 20, 2010
Short Sales are a Great Buy!
I have handled short sales on the selling side and on the buying side and I think they are one of the best deals on the market for buyers who are looking for their next home. Whether you are a first time buyer or a move up buyer, this is a great way to buy a home but you just have to remember that these transactions take time, the banks are not "personally" involved in the sale of the home. These homes are just part of the bank's inventory and their connection is purely business; therefore, be patient, be consistent, be realistic in your expectations, and go for it! You just might find the purchase of a lifetime!!
Have we hit the bottom yet?
I keep hearing that we have hit the bottom and that things should start getting better in the real estate market. I also keep hearing that there is another wave of foreclosures coming our way and that there could be a second fallout on the horizon. I guess we will not know whether we have hit the bottom until after things start to get better. That seems to be the only way to know that we indeed have hit the bottom. Interest rates are at their lowest ever, there is an abundance of great inventory out there on the market, and buyers should definitely take advantage of the current conditions while they have a chance!!
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